{"id":2280,"date":"2024-06-22T01:17:56","date_gmt":"2024-06-22T01:17:56","guid":{"rendered":"https:\/\/nms-archive.tiltedchair.co\/?page_id=2280"},"modified":"2024-07-15T18:19:55","modified_gmt":"2024-07-15T18:19:55","slug":"loan-optimization","status":"publish","type":"page","link":"https:\/\/nms-archive.tiltedchair.co\/?page_id=2280","title":{"rendered":"Loan Optimization"},"content":{"rendered":"<section id=\"nomis-hero-block_bd2bcbc7ead240ba148c3f5744597769\" class=\"block nomis-block standard-size nomis-hero  nomis-section-padding-top-medium nomis-section-padding-bottom-medium no-tint has-image fade-2\" >\n<div class=\"pixel-1\"><\/div>\n<div class=\"pixel-2\"><\/div>\n\n   \n        <div uk-parallax=\"y:400\"  class=\"background-image\" style=\"left: -100px\">\n       <img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"887\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_3-scaled.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_3-scaled.jpg 2560w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_3-300x104.jpg 300w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_3-1024x355.jpg 1024w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_3-768x266.jpg 768w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_3-1536x532.jpg 1536w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_3-2048x710.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>        <\/div>\n\n\n    <div class=\"overlay\">\n\n\n\n        <div class=\"text\">\n        \n                    <h1 class=\"uk-underline uk-text-uppercase uk-margin-small-top\" uk-scrollspy=\"cls:uk-animation-fade; delay: 600\">LOAN OPTIMIZATION<\/h1>\n        \n            <hr uk-scrollspy=\"cls:uk-animation-fade; delay: 700\" \/>\n\n                  \n           <div class=\"uk-margin-top\" uk-scrollspy=\"cls:uk-animation-fade; delay: 800\"><h3>Strategically price loan offerings to maximize profit potential while ensuring volume objectives are met.<\/h3>\n<\/div>\n        \n        <\/div>\n\n    <\/div>\n<\/section>\n\n\n<section id=\"nomis-iconcolumns-block_99a04d88f44a0da78bca245dd18ed5af\" class=\"block nomis-block nomis-iconcolumns  nomis-section-padding-top-medium nomis-section-padding-bottom-medium no-tint layout-style-1\">\n<div class=\"uk-container uk-container-large\"  uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\" >\n    <div class=\"intro center-0\">\n        <h3 class=\"uk-text-uppercase\">Solution Standouts<\/h3>\n    \n        <\/div>\n<\/div>\n<div class=\"uk-container uk-container-large\">\n    <div class=\"extra-indent\">\n    <div class=\"uk-grid-large uk-child-width-1-3@m uk-text-center\" uk-grid uk-scrollspy=\"target: .uk-card; cls: uk-animation-slide-bottom; delay: 500;\">\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/icon_magnify.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p>Uncover rate sensitivity and behavioral nuances of your customers to drive informed decision-making and tailored rate strategies.<\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/icon_money.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p>Implement cutting-edge price response models fueled by competitor intelligence and macro-economic indicators.<\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/icon_chartup.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p>Forecast multiple volume and profit scenarios with precision and measure real-time impacts on your P&amp;L.<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <div class=\"uk-text-center\">\n                \n        <div class=\"cta-area\">\n                 <\/div>\n        <\/div>\n    <\/div>\n\n\n<\/div>\n<\/section>\n\n\n<section id=\"nomis-imagetext-block_6e80ea65803c2af826ee98dbad4b17e6\" class=\"block nomis-block nomis-imagetext  nomis-section-padding-top-medium nomis-section-padding-bottom-medium tint\" >\n\n <div class=\"uk-container uk-container-large\">\n    <div class=\"uk-grid-large uk-flex-center\" uk-grid>\n\n        <div class=\"uk-width-1-2@m\"> \n         <div class=\"uk-text-center\" uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\">\n           <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/screen_loan_opt.png\" alt=\"\" class=\"screen-image\" \/>\n        <\/div>\n        <\/div>\n        <div class=\"uk-width-1-2@m uk-flex-first \"  uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\">\n            <h3>Business Impact<\/h3>\n<ul>\n<li><strong>Revitalize loan volume and margins<\/strong>, securing sustainable growth and financial success.<\/li>\n<li><strong>Strengthen risk management practices<\/strong> within the lending portfolio to mitigate potential threats and safeguard assets, ensuring long-term stability and resilience in fluctuating market conditions.<\/li>\n<li><strong>Maintain a competitive edge<\/strong> by proactively adapting to dynamic market changes with pricing strategies that outmaneuver the competition and maximize profitability.<\/li>\n<\/ul>\n<p style=\"text-align: center;\">\n           \n\n\n    <div class=\"uk-grid-small\" uk-grid>\n\n\n       <div class=\"cta-area\">\n        <p style=\"text-align: center;\">Powered by:<\/p>\n        <div class=\"uk-text-center\">\n        <a href=\"\/nomis-price-optimizer\" class=\"uk-button uk-button-primary\" }>Nomis Price Optimizer<\/a>\n        <\/div>\n    <\/div>\n\n    \n      \n\n\n\n\n           \n            <\/div>\n                    <\/div>\n\n\n       \n    <\/div>\n <\/div>\n<\/section>\n\n<section id=\"nomis-mid-page-banner-block_c82afca38cb48d8696e6220b7516bb48\" class=\"block nomis-block nomis-mid-page-banner  nomis-section-padding-top-medium nomis-section-padding-bottom-medium no-tint has-image fade-1\" >\n<div class=\"pixel-1\"><\/div>\n<div class=\"pixel-2\"><\/div>\n\n\n\n<div class=\"no-container\">\n\n    <div class=\"banner-wrap\">\n        \n    \n    \n        \n            <div class=\"background-image\">\n            \n            <img loading=\"lazy\" decoding=\"async\" width=\"2362\" height=\"498\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_loan.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_loan.jpg 2362w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_loan-300x63.jpg 300w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_loan-1024x216.jpg 1024w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_loan-768x162.jpg 768w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_loan-1536x324.jpg 1536w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_loan-2048x432.jpg 2048w\" sizes=\"auto, (max-width: 2362px) 100vw, 2362px\" \/>            <\/div>\n      \n        \n        <div class=\"overlay\" style=\"width:100%;\">\n       \n            <div class=\"text uk-margin-medium-top\">\n                 <div class=\"uk-container uk-container-large\">\n                                    <h2 class=\"uk-h5 uk-text-uppercase\" uk-scrollspy=\"cls:uk-animation-slide-bottom; delay: 500\">Customer Case Study<\/h2>\n                <br>\n\n                                    <h1 class=\"uk-underline uk-text-uppercase uk-margin-small-top\" uk-scrollspy=\"cls:uk-animation-slide-top; delay: 600\">Loan Optimization In Action<\/h1>\n                          \n            <\/div>\n        <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section id=\"nomis-htmlsection-block_285d7b217f1882491d4c047fd8d2bd1a\" class=\"block nomis-block nomis-htmlsection  nomis-section-padding-top-medium nomis-section-padding-bottom-none no-tint nomis-section-padding-top- nomis-section-padding-bottom-\" >\n    <div class=\"uk-container uk-container-large\">\n\n    <p><strong>CHALLENGE<\/strong><\/p>\n<p>A Top 15 auto lender maintained a highly manual process for setting rates within their indirect auto business. They found themselves needing to constantly course correct pricing to stay on track to maintain volume and profitability goals.<\/p>\n<p><strong>SOLUTION<\/strong><\/p>\n<p>The bank set out to proactively address market changes and competition while streamlining internal processes. Leveraging Loan Rate Optimization through Nomis Price Optimizer provided comprehensive analytics for better understanding customer, dealer, and competitor behavior, enabling the identification of key trends. Additionally, the bank utilized constraint-based price optimization to enhance result prediction, visualize trade-off options, and develop firm-specific models aligned with profit and growth objectives.<\/p>\n\n    <\/div>\n\n<\/section>\n\n\n<section id=\"nomis-iconcolumns-block_a8d7d6bcc5fa351f6047679c46836fc4\" class=\"block nomis-block nomis-iconcolumns  nomis-section-padding-top-small nomis-section-padding-bottom-medium no-tint layout-style-2\">\n<div class=\"uk-container uk-container-large\"  uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\" >\n    <div class=\"intro center-0\">\n    \n    <p><strong>OUTCOMES<\/strong><\/p>\n    <\/div>\n<\/div>\n<div class=\"uk-container uk-container-large\">\n    <div class=\"extra-indent\">\n    <div class=\"uk-grid-large uk-child-width-1-3@m uk-text-center\" uk-grid uk-scrollspy=\"target: .uk-card; cls: uk-animation-slide-bottom; delay: 500;\">\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon large\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/editor_choice.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p><strong>11% increase in NIBT\u00a0<\/strong><\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon large\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/editor_choice.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p><strong>60% reduction in rate management time\/effort<\/strong><\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon large\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/editor_choice.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p><strong>Increased confidence in forecasting and automated modeling<\/strong><\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <div class=\"uk-text-center\">\n                \n        <div class=\"cta-area\">\n                 <\/div>\n        <\/div>\n    <\/div>\n\n\n<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":14,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"views\/template-blockpage.blade.php","meta":{"_acf_changed":true,"content-type":"","inline_featured_image":false,"footnotes":""},"class_list":["post-2280","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/pages\/2280","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2280"}],"version-history":[{"count":0,"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/pages\/2280\/revisions"}],"wp:attachment":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}