{"id":2279,"date":"2024-06-22T01:16:43","date_gmt":"2024-06-22T01:16:43","guid":{"rendered":"https:\/\/nms-archive.tiltedchair.co\/?page_id=2279"},"modified":"2024-07-31T17:59:11","modified_gmt":"2024-07-31T17:59:11","slug":"deposit-optimization","status":"publish","type":"page","link":"https:\/\/nms-archive.tiltedchair.co\/?page_id=2279","title":{"rendered":"Deposit Optimization"},"content":{"rendered":"<section id=\"nomis-hero-block_784044f77da555c6e4df5941817235a3\" class=\"block nomis-block standard-size nomis-hero  nomis-section-padding-top-medium nomis-section-padding-bottom-medium no-tint has-image fade-1\" >\n<div class=\"pixel-1\"><\/div>\n<div class=\"pixel-2\"><\/div>\n\n   \n        <div uk-parallax=\"y:400\"  class=\"background-image\" style=\"left: 200px\">\n       <img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"886\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_2-scaled.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_2-scaled.jpg 2560w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_2-300x104.jpg 300w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_2-1024x355.jpg 1024w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_2-768x266.jpg 768w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_2-1536x532.jpg 1536w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/Hero_image_2-2048x709.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/>        <\/div>\n\n\n    <div class=\"overlay\">\n\n\n\n        <div class=\"text\">\n        \n                    <h1 class=\"uk-underline uk-text-uppercase uk-margin-small-top\" uk-scrollspy=\"cls:uk-animation-fade; delay: 600\">DEPOSIT OPTIMIZATION<\/h1>\n        \n            <hr uk-scrollspy=\"cls:uk-animation-fade; delay: 700\" \/>\n\n                  \n           <div class=\"uk-margin-top\" uk-scrollspy=\"cls:uk-animation-fade; delay: 800\"><h3>Optimize price sensitive segments of your deposit portfolio to more predictably achieve intended business results.<\/h3>\n<\/div>\n        \n        <\/div>\n\n    <\/div>\n<\/section>\n\n\n<section id=\"nomis-iconcolumns-block_fab5f8d13cb64e2242cbb2e12a3f1e00\" class=\"block nomis-block nomis-iconcolumns  nomis-section-padding-top-medium nomis-section-padding-bottom-medium no-tint layout-style-1\">\n<div class=\"uk-container uk-container-large\"  uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\" >\n    <div class=\"intro center-0\">\n        <h3 class=\"uk-text-uppercase\">Solution Standouts<\/h3>\n    \n        <\/div>\n<\/div>\n<div class=\"uk-container uk-container-large\">\n    <div class=\"extra-indent\">\n    <div class=\"uk-grid-large uk-child-width-1-3@m uk-text-center\" uk-grid uk-scrollspy=\"target: .uk-card; cls: uk-animation-slide-bottom; delay: 500;\">\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/icon_envelopes.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p>Use expertly crafted price-response models to optimize pricing strategies considering the price sensitivity of your customer segments and the impact of competition<\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/icon_money_screen.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p>Leverage flexibility within the optimization software to enable business, product, and pricing teams to apply pricing constraint overlays, representative of your unique business needs and management objectives<\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/icon_bullhorn_screen.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p>Benefit from as-needed deposit optimization consulting services from a seasoned team of industry experts<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <div class=\"uk-text-center\">\n                \n        <div class=\"cta-area\">\n                 <\/div>\n        <\/div>\n    <\/div>\n\n\n<\/div>\n<\/section>\n\n\n<section id=\"nomis-imagetext-block_0e10082038720bcd60bd5ae9b5f84841\" class=\"block nomis-block nomis-imagetext  nomis-section-padding-top-medium nomis-section-padding-bottom-medium tint\" >\n\n <div class=\"uk-container uk-container-large\">\n    <div class=\"uk-grid-large uk-flex-center\" uk-grid>\n\n        <div class=\"uk-width-1-2@m\"> \n         <div class=\"uk-text-center\" uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\">\n           <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/screen_deposit_opt.png\" alt=\"\" class=\"screen-image\" \/>\n        <\/div>\n        <\/div>\n        <div class=\"uk-width-1-2@m  \"  uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\">\n            <h3>Business Impact<\/h3>\n<ul>\n<li><strong>Ensure your deposit pricing strategy is meticulously optimized<\/strong> to achieve your desired business outcomes, considering the micro and macro trends that impact your organization.<\/li>\n<li><strong>Increase forecasting accuracy<\/strong> by using data models informed by customer behavior.<\/li>\n<li><strong>Retain and expand relationships with your most valued customer segments<\/strong> by balancing volume and Net Interest Margin objectives in tandem.<\/li>\n<\/ul>\n           \n\n\n    <div class=\"uk-grid-small\" uk-grid>\n\n\n       <div class=\"cta-area\">\n        <p style=\"text-align: center;\">Powered by:<\/p>\n        <div class=\"uk-text-center\">\n        <a href=\"\/nomis-price-optimizer\" class=\"uk-button uk-button-primary\" }>Nomis Price Optimizer<\/a>\n        <\/div>\n    <\/div>\n\n    \n      \n\n\n\n\n           \n            <\/div>\n                    <\/div>\n\n\n       \n    <\/div>\n <\/div>\n<\/section>\n\n<section id=\"nomis-mid-page-banner-block_e9eb67376c2ea9e2ae3d845bd40b1b99\" class=\"block nomis-block nomis-mid-page-banner  nomis-section-padding-top-medium nomis-section-padding-bottom-medium no-tint has-image fade-1\" >\n<div class=\"pixel-1\"><\/div>\n<div class=\"pixel-2\"><\/div>\n\n\n\n<div class=\"no-container\">\n\n    <div class=\"banner-wrap\">\n        \n    \n    \n        \n            <div class=\"background-image\">\n            \n            <img loading=\"lazy\" decoding=\"async\" width=\"2362\" height=\"498\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_deposit_opt_2.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_deposit_opt_2.jpg 2362w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_deposit_opt_2-300x63.jpg 300w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_deposit_opt_2-1024x216.jpg 1024w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_deposit_opt_2-768x162.jpg 768w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_deposit_opt_2-1536x324.jpg 1536w, https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/07\/case_banner_deposit_opt_2-2048x432.jpg 2048w\" sizes=\"auto, (max-width: 2362px) 100vw, 2362px\" \/>            <\/div>\n      \n        \n        <div class=\"overlay\" style=\"width:100%;\">\n       \n            <div class=\"text uk-margin-medium-top\">\n                 <div class=\"uk-container uk-container-large\">\n                                    <h2 class=\"uk-h5 uk-text-uppercase\" uk-scrollspy=\"cls:uk-animation-slide-bottom; delay: 500\">Customer Case Study<\/h2>\n                <br>\n\n                                    <h1 class=\"uk-underline uk-text-uppercase uk-margin-small-top\" uk-scrollspy=\"cls:uk-animation-slide-top; delay: 600\">Deposit Optimization In Action<\/h1>\n                          \n            <\/div>\n        <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<section id=\"nomis-htmlsection-block_8d1feb59247c458cf799b82d8f3e537c\" class=\"block nomis-block nomis-htmlsection  nomis-section-padding-top-medium nomis-section-padding-bottom-none no-tint nomis-section-padding-top- nomis-section-padding-bottom-\" >\n    <div class=\"uk-container uk-container-large\">\n\n    <p><strong>CHALLENGE<\/strong><\/p>\n<p>A top 10 North American bank struggled to grow their deposits portfolio due to limited price differentiation and inadequate forecasting of rate change impact on portfolio balances.<\/p>\n<p><strong>SOLUTION<\/strong><\/p>\n<p>The bank aimed to proactively address market changes and competition through a data-informed deposit pricing strategy, while streamlining internal processes. By leveraging Deposit Optimization through Nomis Price Optimizer, they gained comprehensive analytics to better understand the price sensitivities of their customer base. The bank developed analytical models to enhance pricing granularity, enabling region-based pricing that enabled them to more effectively compete. Additionally, they utilized constraint-based price optimization to enhance performance prediction and develop firm-specific models aligned with profit and growth objectives.<\/p>\n<p><strong>OUTCOMES<\/strong><\/p>\n\n    <\/div>\n\n<\/section>\n\n\n<section id=\"nomis-iconcolumns-block_651add9174c70661169e4388818b89ab\" class=\"block nomis-block nomis-iconcolumns  nomis-section-padding-top-none nomis-section-padding-bottom-medium no-tint layout-style-2\">\n<div class=\"uk-container uk-container-large\"  uk-scrollspy=\"cls: uk-animation-fade; delay: 200 ;\" >\n    <div class=\"intro center-0\">\n    \n        <\/div>\n<\/div>\n<div class=\"uk-container uk-container-large\">\n    <div class=\"extra-indent\">\n    <div class=\"uk-grid-large uk-child-width-1-3@m uk-text-center\" uk-grid uk-scrollspy=\"target: .uk-card; cls: uk-animation-slide-bottom; delay: 500;\">\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/editor_choice.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p><strong>Increased insights<\/strong> into the price response characteristics of their customers<\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/editor_choice.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p><strong>More competitive, regionalized pricing<\/strong> within the market<\/p>\n                <\/div>\n            <\/div>\n                <div class=\"uk-card uk-card-body\">\n                <div class=\"icon small\">\n                    <img decoding=\"async\" src=\"https:\/\/nms-archive.tiltedchair.co\/wp-content\/uploads\/2024\/06\/editor_choice.png\" alt=\"\"  \/>\n                <\/div>\n                <div class=\"text\">\n                    <p><strong>Increased forecasting<\/strong> accuracy across volume and profit<\/p>\n                <\/div>\n            <\/div>\n        <\/div>\n    <div class=\"uk-text-center\">\n                \n        <div class=\"cta-area\">\n                 <\/div>\n        <\/div>\n    <\/div>\n\n\n<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":14,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"views\/template-blockpage.blade.php","meta":{"_acf_changed":true,"content-type":"","inline_featured_image":false,"footnotes":""},"class_list":["post-2279","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/pages\/2279","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2279"}],"version-history":[{"count":0,"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=\/wp\/v2\/pages\/2279\/revisions"}],"wp:attachment":[{"href":"https:\/\/nms-archive.tiltedchair.co\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}